45 Wondering Where To Next?
There comes a time in life where you start to question what and why you are doing certain things. At 45 male or female these start to happen, you start to worry more about retirement and do you have enough money, why am I still in this job, well guess what we can all change those thoughts. It takes a bit of time and coming to grips with change but we can get you there.
If you were born after 1st July 1964 you can access preserved super at aged 60.
If you were born from 1st July 1957 your access to the age pension is 67 years of age.
However, there is no age for retirement in Australia.
So let’s have a look at a couple of things. if you can do it great retire and let the super work for you, work until your 67 because your super won’t cut it and then rely on the pension for another 18 years which is the growing life expectancy in Australia.
So if you don’t have enough super you need to establish or build some wealth from now until you retire, this is where change comes into action. In Australia we have an ageism problem were people over the age of 45 are overlooked for promotion and are slowly getting pushed out the door of the workplace just to find it extremely hard to find another job, even worse if you are out of work looking.
Ok, it’s not all doom and gloom, you have a skill base second to none you just have to find the skills you do have and not worry about what you don’t have.
The simplest way is to complete a S.W.O.T analysis on your self and start thinking out the square. What is a S.W.O.T analysis?
We have been used to doing this in business but we rarely look at a SWOT analysis of ourselves to determine a new direction or reaffirm what we are doing is ok.
Today we have the opportunity aplenty where we can achieve whatever we wish once we apply ourselves, we can take the skills learnt and build our own business or rewrite your resume to land that great job once we have gone through these steps.
When we work with groups we all take a turn to go through the SWOT process and we build your picture and help you with your outcomes.
To do this at home ask a couple of friends that you know that will be honest and do the same process with them, be brutally honest with your strengths and weaknesses it is the only way forward.
Don’t just stop at the big things go micro with this as in time this will determine one of two things
- That you have the skills to pursue a business own your own
- It is time to move on and you have the backbone of a killer resume
Once you have determined which way you wish to go then work through the opportunities the threats.
This will now place your mind and a level of determination, it is then only you stopping what you wish to do, I even went to the point of doing a presentation to my family and close friends so they new the focus and mindset I have to build the success I want not just for me but my family as well.
So what does this have to do with people over 45, well when I was 50 I suffered a workplace injury that leads to me finding out further physical issues and then mental health issues which placed me out of work for some time. When I went to return to the workforce I could not get a look in anywhere, which then lead me into the direction I am in know running NewskillNewlife, OutOfTheCave and just because I love sports Niche Sports Media,
It has taken time to get to this but is well worth the effort.
Just like myself, you can go down the same path, that path may be to stay at the same place that you are now but you have found new skills that may a line you with what the company is doing and the direction it is taking, giving you the confidence to go up against younger candidates in a new role or heck I have the skills to determine my own outcomes.
We endeavour to help one and all to be the best they can, so keep in touch and subscribe to our pages and shows to keep up to date with all that is happening in the world of business and life as a well as a sprinkling of sport